John Schmoll

Researched, wrote and provided edits on an article about how Payday loans are designed to trap you in debt. Explained that they carry devastating interest rates of 300% to 500%. Showed how to avoid them by building an emergency fund.

Researched and wrote an article about car loans for drivers with poor credit. Highlights were:
Save up for a 10% or 20% down payment.
Visit local banks and credit unions to shop around.
Be wary of predatory lenders and scams.

Researched and wrote an article in response to a pitch request for advice for first time homebuyers. Highlights include:
Research property taxes in your area to help calculate your total home payment.
Calculate a max monthly payment using 36% of your pretax income.
Ensure that your total debt stays under 45% of your pretax income.

The main players in the robo-advisor space need to act more human. Here's why....

A recent survey of high-net-worth individuals shows that many avoid talking inheritance with children. Here are some ways to balance the sensitive topic....

Saving money for college is difficult for many families, but it doesn't have to be. Here are some overlooked hacks to save money on college costs....

An overview of the different types of 401(k) plans and how to choose the right one....

Robo-advisors have democratized investing for many, but can they help retirees? Here are some things to consider before choosing one as a retiree....

The massive wealth transfer from Baby Boomers to their heirs presents opportunity and challenges for advisors. Here's how they can tackle the challenges....

Not all advisors are created equal. Here are five common mistakes made by financial advisors and how they can be avoided....

In forming an estate plan, don't neglect your digital assets and legacy held in online accounts....

From following the crowd to favoring company stocks, experts share their tips on avoiding common investment mistakes....

Personal finance and travel experts give their best staycation tips to save money. See how you can get that "getaway" feel close to home and on a budget....