John Schmoll

Claiming Social Security benefits is an incredibly personal decision for many Americans. It’s understandable to feel paid-in and that it’s time to receive money early, but that can have costly consequences. In a YouTube video, FinanceBuzz outlined things personal finance expert Suze Orman has said on the matter as it’s a common topic of discussion by the money guru. Here are three pros and two cons Orman said regarding taking Social Security at 67 or 70 rather than earlier.
You Receive More W...

Love him or hate him, President Donald Trump knows how to brand himself. Born in June 1946, Trump is still within the range of being a baby boomer. Rather than retire, Trump continues to stay active in business and, more recently, politics.
The past several years have been particularly optimal for Trump’s finances, as he currently boasts a net worth of $5.2 billion. The average boomer doesn’t have the resources Trump does, but it may be unwise to eschew some of the moves he’s made in terms of...

The first several months of President Trump’s presidency have proven tumultuous for many retirees. Stocks plummeted in early April following ‘Liberation Day’ tariffs. Other economic policies, such as the One Big Beautiful Bill (OBBB), could further wreak havoc on the finances of retired Americans.
Retirees are understandably concerned whenever economic turmoil hits, as their income-earning years are often behind them. Here are five ways retirees can safeguard their savings during Trump’s seco...

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Growing credit card debt is always a concern, most notably when facing other acute financial situations like job loss or onerous medical bills. Just getting some temporary relief can make the difference to help you begin the road to paying off debt entirely. Many credit card companies offer hardship programs to provide a way for customers to receive temporary assistance. This guide explain...

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Since he returned to office, President Donald Trump’s sweeping tariffs have dominated the headlines. Trump’s “Liberation Day” announcement of reciprocal tariffs on April 2 roiled the stock market. He paused the tariffs for 90 days, but the pause runs out on July 9, 2025.
If the reprieve expires without any movement on deals with affected nations, Americans can expect pricing to increase on a bevy of products. Here are five big-ticket items you may want to consider bu...

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Commitment to Our Readers
Barbara Corcoran is well-known from the popular TV show “Shark Tank.” She is more than a Shark on the show, though; she’s an acclaimed personal finance expert, speaker and lover of all things real estate.
Her New York City penthouse has been in the headlines recently, thanks in large part to her decision to sell it at a $1 million loss, according to MoneyWise.
Corcoran has resided...

Commitment to Our Readers
Credit card debt keeps many Americans from achieving financial goals. High interest rates inherent with most cards make it difficult for many to reach debt freedom. Worse yet, the average credit card indebtedness per American is $6,455, according to TransUnion. Fortunately, there are resources to help Americans struggling with credit card debt. In some cases, a personal loan is a wise choice to attack high-interest debt. Here are top reasons why a loan can help you r...

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A car is often the second-largest purchase most Americans make, and it can cost them a lot of money. Recent data reveals the average price of a new car is $48,699 in June 2025, according to CarEdge. The average price of a used car is roughly half that at $25,547, per CarEdge.
Either is expensive, but personal finance guru Dave Ramsey is on record about how best to handle such purchases, most notably his strong opposition to financing a new car. Here are five things R...

Credit card debt plagues many Americans, keeping them from achieving their financial goals. Several resources are available to assist people in paying off debt, each with its own pros and cons. Debt forgiveness is one such tool, but it’s not for everyone, nor is it a quick fix. If you’re wondering how credit card debt forgiveness works, it’s important to avoid certain myths that may keep you from pursuing other money goals.
What is credit card debt forgiveness?
Credit card debt forgiveness is...

A favorite for all-day dining, Taco Bell is well-known for selling affordable food items. However, some Americans may be leaving money on the table when ordering.
By using some simple hacks, you can save more and still satisfy that craving.
Stephanie Miller, Senior Production Specialist at Aprio, LLP, and her husband are self-proclaimed Taco Bell aficionados — they went to the fast food joint on their way to their honeymoon immediately after their wedding ceremony. She shared tips she and her...

The stock market is often driven by emotion. Information breaks about a company struggling to reach profitability or wider economic news is communicated, and it can send the markets into hysteria. Pair that with social media, and it can cause real problems. Investors choosing to act on such emotion can create a real problem for their portfolios, particularly if the information isn’t 100% accurate.
Protecting assets is essential for Americans as misinformation or lack of clarity rattles market...

Credit cards typically don’t have one APR. You can incur one APR for purchases, while triggering a different one if you take a cash advance. If you face the unfortunate situation of missed payments or exceeding your credit limit you may activate a penalty APR, making repaying indebtedness burdensome. Here’s what you need to know about penalty APR and how to prevent it from derailing your financial progress
How do penalty APRs work?
A credit card company can enforce a penalty APR once you’re a...

Owning a home is a key component of the American Dream. Homeownership allows Americans to create stability and, arguably, build wealth. Unfortunately, many renters currently face challenges getting into a house. Rising prices and stubbornly high interest rates have made buying a house more expensive for most.
Compounding the problem is a reduced inventory of available houses, leaving fewer homes for prospective buyers to consider. Although inventory is growing, it’s still lagging in much of t...

The stock market has seen its share of tumultuous days recently. Fear over how the economy will react to President Trump’s sweeping tariffs has driven much of the fear. In turbulent times like this, it’s common for investors to ask when they should buy a stock.
Famed personal finance expert Robert Kiyosaki shared a recent blog post on the perfect time to buy stocks. Here’s when Kiyosaki says it’s time to purchase stocks.
When You Realize Time Isn’t the Question
Timing the market is a tale as ...

Elon Musk has been a constant in the headlines while heading up the Department of Government Efficiency (DOGE) since President Trump’s return to office. Musk famously said DOGE would cut up to $2 trillion in government waste. Though, DOGE’s official site only shows $170 billion in savings. Unfortunately, those savings also come at a cost to Americans’ finances, thanks to costs related to re-hiring essential workers and more, according to Max Stier, president and CEO of the Partnership for Pub...